As with Rhoody:-
There are some good pension houses here, low cost hotels. Its always best to visit or first stay in an affordable pension house or hotel prior to making decisions from far away.
This is why,
my article today
The Philippines is a good place to retire too or live and Negros is one of the better Islands, but like anywhere its best to get street wise. Hopefully by looking at the threads of DI the members here will aid you to become wise and make your stay in Dum a very welcome and good one.